In 2022, in an essay on this blog imagining India @ 100 , I let myself picture 2047 and did not much like what I saw. The country was larger and richer, yet also older and less healthy, weighed down by a rising burden of non-communicable disease and a protection gap that refused to close. I wrote then that insurance penetration had improved but still trailed its peers. I also noted that the regulator, taking a leaf from the Reserve Bank of India's book, had begun opening the sector to mutuals and cooperatives to reach those the market had overlooked. It was a thought experiment. What has changed since is that 2047 is no longer only my imagined horizon. It has become an official one. The Insurance Regulatory and Development Authority of India (IRDAI) has made an official mission of “Insurance for All by 2047”, placing it within the government's broader Viksit Bharat plan. The aim is for every citizen to have appropriate life, health, and property cover, for every enterprise to b...
Health of the Nation examines health policy and healthcare financing in India. Drawing on health economics, it tracks the systems, schemes, and data that shape how Indians access and pay for care: from PM-JAY and public health insurance to NFHS findings, social protection, and progress toward SDG3. Expect data-driven analysis of what works, what falls short, and where the money actually goes.